Financial Education Programmes
Each programme builds practical money skills through interactive sessions tailored to specific age groups and developmental stages.
Choose a programme based on your child's age and current understanding. All sessions include practical exercises, real-world scenarios, and ongoing support materials for continued learning at home.
Money Explorers
£47.50 per child
Foundation workshop designed for younger children, introducing core concepts through games, storytelling, and interactive activities. Participants learn the difference between needs and wants, how saving works, and begin understanding opportunity cost in age-appropriate terms.
What's covered
- Understanding where money comes from and what it represents
- Distinguishing between needs and wants in everyday decisions
- Introduction to saving through practical goal-setting exercises
- Making spending choices and understanding trade-offs
- Basic concept of earning through effort and contribution
- Introduction to coins, notes, and their values
Format
Small group sessions (maximum 8 children) using interactive games, visual aids, and age-appropriate scenarios. Parents receive a follow-up resource pack with activities to reinforce concepts at home.
Smart Money Teens
£125.00 per participant
Comprehensive programme covering essential financial skills for teenagers. Focuses on practical knowledge they'll use immediately—managing money from part-time jobs, understanding bank accounts, making informed purchases, and beginning to think about longer-term financial planning.
What's covered
- Creating and maintaining a realistic budget
- Understanding different types of bank accounts and how to choose
- Debit cards, contactless payments, and online banking safety
- Introduction to credit—how it works and why it matters
- Comparing prices and recognizing marketing tactics
- Setting financial goals and tracking progress
- Understanding payslips, tax, and National Insurance basics
- Avoiding common financial pitfalls for young people
Format
Four weekly sessions mixing instruction, group discussions, and practical exercises. Participants work through real scenarios including setting up a mock budget, comparing actual bank accounts, and analyzing their own spending patterns. Maximum 10 participants per group.
Investment Foundations
£185.00 per participant
Advanced programme for older teenagers ready to understand wealth-building concepts. Covers investment basics, risk assessment, compound growth, and long-term financial strategy. Particularly valuable for students approaching university or entering the workforce.
What's covered
- How compound interest works and why starting early matters
- Introduction to stocks, bonds, and diversification
- Understanding risk and reward in investment decisions
- ISAs, Junior ISAs, and tax-advantaged saving
- Pension basics and the power of workplace contributions
- Student finance—loans, interest, and repayment reality
- Inflation and its impact on savings over time
- Building wealth versus appearing wealthy
- Common investment mistakes and how to avoid them
Format
Six weekly sessions with progressive complexity. Includes practical exercises using real market data, compound interest calculators, and case studies of successful (and unsuccessful) financial strategies. Maximum 8 participants per group.
One-on-One Financial Mentoring
£95.00 per hour
Personalized sessions addressing specific questions or situations. Ideal for young people with particular financial goals, those who prefer individual learning, or families wanting customized guidance for their circumstances.
What's covered
Session content is tailored entirely to the participant's needs. Common topics include university finance planning, understanding inheritance or gifts, starting a small business, managing larger sums of money, or working through specific financial decisions.
Format
One-hour sessions scheduled flexibly. Can be one-off consultations or ongoing mentoring relationships. Sessions can include parents where appropriate.
Family Financial Planning Sessions
£165.00 per family
Joint sessions where families learn together and develop shared approaches to money management. Particularly effective for opening communication about finances and ensuring everyone understands household financial goals and constraints.
What's covered
- Creating age-appropriate involvement in family finances
- Discussing money openly without stress or secrecy
- Setting family financial goals everyone understands
- Teaching children through real household decisions
- Allowance strategies that build financial skills
- Planning for major expenses as a family
Format
Single extended session for families of up to five people. Mix of facilitated discussion and practical exercises. Follow-up materials provided for continuing conversations at home.
School Group Workshops
£385.00 per session
Workshops delivered at schools across Cardiff for groups of up to 30 students. Content adapted to year group and integrated with existing curriculum where possible. Schools can choose focus areas based on student needs.
What's covered
Content varies by year group and school requirements. Common modules include budgeting basics, understanding student finance, avoiding financial scams, first jobs and taxes, or introduction to saving and investing. Each workshop is interactive with age-appropriate exercises and scenarios.
Format
Half-day session (typically 3 hours with breaks) delivered at the school. Includes visual presentations, group activities, and discussion. Teachers receive follow-up resources to continue the conversation in future lessons.
Not Sure Which Programme Fits?
Every young person's financial literacy journey is different. If you're uncertain which programme would work best for your child or situation, we're happy to discuss options. Reach out with questions—there's no obligation to enroll.
Many families start with one of our foundational workshops and progress to more advanced programmes as their children grow and their understanding develops. There's no prescribed path—we meet young people wherever they are in their financial education journey.