Terms of Use

Agreement to Terms

By accessing or using the silver-outlook website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Description of Services

silver-outlook provides financial education programmes for children and teenagers, including workshops, courses, mentoring sessions, and related educational materials. We operate primarily in Cardiff and surrounding areas in the United Kingdom.

Use of Website

Permitted Use

You may use our website to:

• Learn about our programmes and services
• Enroll in programmes
• Contact us with inquiries
• Access resources and information we provide

Prohibited Use

You may not:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to any part of the website or its systems
• Transmit viruses, malware, or other harmful code
• Scrape, copy, or redistribute website content without permission
• Impersonate another person or entity
• Interfere with the proper functioning of the website

Enrollment and Programme Participation

Enrollment Process

When you enroll in a programme, you agree to:

• Provide accurate and complete information
• Pay applicable fees as outlined in the programme description
• Comply with programme rules and guidelines
• Ensure participants attend scheduled sessions

Age Requirements

Our programmes are designed for children and teenagers aged 7-18. Enrollment must be completed by a parent or legal guardian for participants under 18.

Cancellation and Refunds

Cancellations must be made at least 48 hours before the scheduled programme start time to receive a full refund. Cancellations made with less than 48 hours' notice may be eligible for rescheduling but not refunds, except in exceptional circumstances at our discretion.

We reserve the right to cancel programmes due to insufficient enrollment or other circumstances. In such cases, enrolled participants will receive a full refund or the option to transfer to an alternative programme.

Payment Terms

Programme fees are stated in British Pounds (GBP) and must be paid before or at the start of the programme unless alternative arrangements have been agreed in writing. We accept payment via bank transfer, credit card, or other methods as specified during enrollment.

Prices are subject to change, but any changes will not affect enrollments already confirmed at a quoted price.

Intellectual Property

Our Content

All content on this website, including text, graphics, logos, images, and educational materials, is the property of silver-outlook or our licensors and is protected by UK and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

Programme Materials

Educational materials provided as part of our programmes are licensed to enrolled participants for personal, non-commercial use only. They may not be redistributed, sold, or used for commercial purposes.

Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. While we strive to provide accurate information and quality educational programmes, we do not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website is free from viruses or harmful components

The educational content provided is for informational purposes and should not be considered professional financial advice tailored to specific individual circumstances.

Limitation of Liability

To the fullest extent permitted by law, silver-outlook shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our services
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from our services
• Any errors or omissions in content

Our total liability to you for all claims arising from or related to our services shall not exceed the amount you paid for the specific programme or service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless silver-outlook, its directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our website or services, your violation of these Terms, or your violation of any rights of another party.

Privacy and Data Protection

Your use of our website and services is also governed by our Privacy Policy and GDPR Compliance statement. By using our services, you consent to our collection and use of personal information as described in those documents.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content or practices of linked sites. Your use of third-party websites is at your own risk.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page with an updated revision date. Your continued use of our website or services after changes are posted constitutes acceptance of the modified terms.

Material changes affecting existing enrollments will be communicated directly to affected participants.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We will make reasonable efforts to provide notice of significant changes that affect enrolled participants.

Governing Law and Jurisdiction

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices or agreements published on our website, constitute the entire agreement between you and silver-outlook regarding your use of our website and services.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 42 Cathedral Road, Cardiff, CF11 9LJ, United Kingdom

Acknowledgment

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.